Disappointing returns for June, ending the second year-quarter with a -0.24% Total Loss. For the first time since IS launched , there is a year-quarter loss. I am not really surprized. They switched from news trading to technical trading, and there is a huge difference between those two different trading methods.

They traded with partial lots in June and will trade full lots in Juli. So next month will tell us whether the IS traders can truly adapt to this new trading style or that they better stick to news trading.

If performance drops under 2% average monthly, its no longer worth the risk and its better to keep your money at the bank. True, this loss is very minimal, but the pressure is on the traders to perform well in the summer period(juli and august),

I have faith this dip is temporarily and that IS will return stronger than ever before. Now dont let us down Steven and Chris and keep the ball rolling…

Below is the mail Steven send to all IS members.

Good Day Members,

ISFIC Team

Hi Firoz, thank you for taking your time to answer our interview questions at No Bullshit HYIP Community Blog.

When was AlertPay established? Is there any specific reasons why AlertPay was started at that time?

AlertPay was established June 19, 2005. Actually it was conceptualized and developed during a full year before launching.

How many users does AlertPay currently have?

I can say that AlertPay is growing at a steady rate of about 300 new members daily and at this time we are little less than 1 million users. Most of our new members are referrals from current members and come from our affiliate program.

Does AlertPay allow HYIPs and autosurfs to work as a payment processor? If yes, what kind of restrictions does AlertPay has on those?

AlertPay allows all legal businesses in using its services. We have no problems with HYIP or autosurf businesses as they are not illegal. Only certain fraudulent HYIP or autosurf where the
admin is trying to defraud AlertPay and its users, we restrict them or suspend them from using our services.

We have taken strong measures in getting money back to those who were defrauded from administrators whose goals where to steal money without providing any for it. To date, our
members are very happy with the results.

How many different funding options does AlertPay has and what kind of fees are we expecting when we are doing any inexchange, outexchanges and transfers?

This is one of the benefits, because AlertPay has many different funding options. All the fees are found on our site at www.alertpay.com.

For funding (deposit) your AlertPay account we have money orders, bank wires, bank transfers, credit cards, and cashiers checks. Soon we will also accept BillPay, and open up our services to European for bank transfers as well.

As for Withdrawal options, we offer traditional check, bank transfers for US and Canada. But soon as we add all of Europe clients may also withdraw to banks there. I shouldn’t mention this but we are adding AlertPay Debit Cards into the options this year (late summer maybe?!).

Does Alertpay incorporate any kind of verifications for customers when they use your service (eg. ID verifications)?

AlertPay does rigorous photo ID verification and address verification for its members who are flagged. The flagging is done randomly but we feel that we have either eliminated fraud or have extremely controlled it.

I see Alertpay is based in Canada. What currency are the accounts denominated in?

AlertPay is based in Canada, but is an international company. With its business licenses in Canada, US, and Europe, we must grow to retain all the major currencies. Soon we will no longer be restricted to accept US Dollars, and CAD Dollars, as we add on Europe, Australia, Singapore, Malaysia, South Africa and Hong Kong, we will also carry the currencies of these specific regions.

Does Alertpay have an AntiMoney Laundering policy?

AlertPay has an AML (Antimoney Laundering) policy which is required by the laws of Canada and United States. Since we do business in both of these countries, we abide and comply with the laws of these countries.

Does Alertpay has any unique features which stands out on the market compared to any other Digital Currencies?

AlertPay is not a digital currency. AlertPay is a payments processor. AlertPay does all its business directly with all the providers, unlike other processors. Alertpay has direct services with Banks for Bank Transfers (ACH in USA and Canada) and European bank transfers, Credit Cards, Check clearing and issuance, Debit Cards, BillPay, etc…

As well, AlertPay is on the side of all members. That means members who are merchants can count on AlertPay in NOT freezing their accounts without reason unlike other Payment
companies. AlertPay treats all of its members with courtesy and professionally.

I don’t see any mentioning on debit cards. Does Alertpay has one for customers?

AlertPay has negotiated with a bank on issuing debit cards. We have had this agreement completed since early 2007. However as AlertPay has many other development projects, Debit
Cards have been pushed to be released later this year, possibly late summer.

Which is Alertpay’s main competitor and why?

I am not sure which is AlertPay’s main competitor but we feel that we are going off in another direction in the industry. It is difficult to compare companies since all have their own niche in the marketplace.

I’m sure Alertpay has heard of EMOCorp and what actually happened to it. Does Alertpay has licenses in all states of the US, like Paypal to do businesses with US Citizens? (You can check out this url as well: http://hyipblog.nobshyip.net/2007/04/03/solidpaytrustlegalinformation/)

AlertPay is a Canadian company located in Montreal. This issue was brought up time and time again. As a Canadian company we must be licensed in Canada. After speaking with the OSFI (Office of the Superintendent for Financial Institutions) they told us that we are not required to register with Canada’s banking laws.

We are already regulated in Quebec by the IGIF (Inspector General of Financial Institutions). New regulations are coming out this year which will include licensing and regulations.

As for what happened to EMOCorp and any others, these companies had to be licensed since they were located in the US doing business in their own state as well. AlertPay will need to get licensed in every US state that requires it, but for now, we do not need to for 2 reasons.

1. Either it is not required since we are not located in the US and/or
2. We are not doing enough business in the particular state and there are minimums before even applying for a license. For now we are compliant with Fincen (in USA) and Fintrac
(in Canada) which governs and regulates money laundering and suspicious transactions.

Remember one thing, AlertPay is here to stay and grow to become a very large financial services provider and payments processor. In some cases, we do meet the minimum of millions
of dollars of transactions required to simply apply for a state specific license. We will get licensed as we fulfill the criteria of becoming eligible for licensing.

Do you have any views on the recent Egold indictment case?

Yes actually. Egold brought this upon themselves. With their lax rules and controls, their system was being used for all kinds of fraud and money laundering. I think that Egold should be split up into 2 entities.

One for the issuance of Egold as ecurrency and the other to control the transfers and transactions. If they cannot do that, then there is no point in having Egold anymore. The rules on the international marketplace are changing greatly. There needs to be controls in place to stop thieves and criminals from using these services.

Also there must be controls in place for thieves to be frozen or punished when a complaint is given to Egold. Since they don’t care about what happens with the Egold, some legitimate people get fraud monies, but many illegitimate merchants are able to get away with murder (figure of speech).

We have lost money as well in the process, but we have never allowed that to affect our members.

Summary

Since our launch in 2005, AlertPay is maintaining a calculated growth; learning from experience, improving its methods and continuously innovating in the industry. We are now used by close to 1 million users worldwide, because of our dedication to insure:

· Security and identity protection for all our members;
· Fraud prevention;
· Intelligent customer support;
· And useful services, including our series of personal and business tools.

AlertPay is a unique payment processor, and is distancing itself from the competition with services never before offered, for example:
· We are offering a wide variety of account funding options;
· AlertPay Debit MasterCards are being introduced to our members;
· We process transactions in multiple currencies
· We are developing services in Europe and other regions of the world.

Thank you for your time Firoz

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Yesterday we’ve received one notification about "selective payments" in this HYIP. The received complaint has been verified and we’ve changed program status of WageFund HYIP to PROBLEM.

But now the admin of WageFund is using fake Goldpoll banner with incorrect program status on their website. It means that our yesterday’s request to solve the problem has been ignored.

Please be careful!

Please note that the E-gold website will be offline on July 01, from 08.30 EDT to 09.30 EDT.

source: E-gold.com

It’s not a secret that our resource has been created by a team of professional graphic designers and programmers. As a result our list has got a good-looking and cosy interface.

Now we can demonstrate you another webmaster steals our layout. Please take a look at fdmonitor.com. Almost every icon has been taken from our site.

This is a theft.

Here is notification from the admin of Offshore Club:
“Site has been closed as i’m currently out of funds. Later it will be reopened and you will be credited for the offline days to your e-gold account and notified by email.
HYIP will be back as soon as possible. I personally expect it will take me a few months to get enough money to pay you all and resume the program. Maybe it will be earlier.”

In my opinion this is the lame excuse to close HYIP. What do you think?

Admin of Net Investments HYIP has reported that they are going to upgrade their program script. As a result of this action all members withdrawals will be placed on hold.

Unfortunately the period of their upgrade isn’t being reported.

Gold on Wednesday hit its lowest level in more than three months.

Spot gold fell as low as $638.90 an ounce, the lowest since March 14. It slipped to $641.80/642.50 as of 0243 GMT, from $642.00/642.60 late in New York on Tuesday, when it plunged more than $10.

Click here to view the graph.

Today’s list of HYIPs that have been marked with the “PROBLEM” status during the GoldPoll Cares Campaign:

- Bahamas-Bank HYIP
- Vexcor Inc HYIP
- Excellent-Investment HYIP

Do not hesitate to inform us about missed or selective payments or about any other possible problem.